Balsley Insurance Group
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BALSLEY INSURANCE GROUP, a Branch of TWFG Insurance Services, was founded to provide businesses and families insurance solutions that not only fit their lifestyle but also their budget.
We understand that the 21st century insurance market gives you a lot of options when it comes to the company and agent you choose.
In today’s economy, it’s tough to find that in an agent who only represents one carrier. We are proud to offer coverage’s from the best available carriers in America.
We represent multiple insurance companies offering you more choices!
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What are the advantages to using an agent to purchase insurance?
What kinds of questions should I be expected to answer when I am applying for an insurance policy? Why do insurers need so much information?
When an insurance company is deciding whether or not to offer car insurance to a potential customer, they will want to know about the person’s previous driving record, whether the driver has any recent accidents or tickets, and what type of car is to be insured.
Insurance companies have different programs for different customers. Adults with good driving records will generally pay less for auto insurance than will a young driver with traffic tickets. In order to determine which program you qualify for, an insurance company needs basic information about you.
In addition to your age, gender and driving experience, information about the vehicle you drive, and how you drive it, is also needed to determine a fair price.
What factors can affect the cost of my automobile insurance?
The type of car you drive, the purpose the car serves, your driving record, and where the car is garaged can all affect how much your automobile insurance will cost you.
Even your marital status can affect your cost of insurance. Statistics show that married people tend to have fewer and less costly accidents than do single people.
What are some practical things I can do to lower the cost of my homeowners insurance?
It is not surprising to find quotes on homeowners insurance that vary by hundreds of dollars for the same coverage on the same home. When you shop, be careful to make sure each insurer is offering the same coverage.
Another way to lower the cost of your homeowners insurance is to look for any discounts that you may qualify for. For example, many insurers will offer a discount when you place both your automobile and homeowners insurance with them. Other times, insurers offer discounts if there are deadbolt exterior locks on all your doors, or if your home has a security system. Be sure to ask us about any discounts for which you may qualify
Another easy way to lower the cost of your homeowners insurance is to raise your deductible. Increasing your deductible from $250 to $500 will lower your premium, sometimes by as much as five or ten percent.